System live Cash position reconciled VAT & tax reserved Runway 6.4 months Director's pay confirmed Report ready · working day 10 System live Cash position reconciled VAT & tax reserved Runway 6.4 months Director's pay confirmed Report ready · working day 10
Financial Intelligence · Founder-Led B2B · £1M–£15M

Finally, the financial visibility your business has been missing.

We're the finance system behind founder-led businesses that want to stay in control of their cash. You get a clear picture every month, real structure around your money, and someone who genuinely knows your numbers. All for a fixed monthly fee.

A 30-minute call. No pitch. We'll tell you honestly if we can help.

CMNC · Cash & Liquidity Intelligence
Your number this month
£0
What's genuinely yours to spend, after everything owed
Total cash£754,826
Available cash£579,828
Running costs£181,195
Runway3.2 months
Ready by working day 10 Illustrative example
HMRC
AML Supervised
Xero
Certified Partner
Day 10
Reporting, every month
£1–15M
Founder-led specialists
The CMNC Standard

Every founder deserves to know
exactly where they stand.

Your accountant tells you what happened last year, often months after it matters. You rent a fractional CFO for a few hours and they hand you a big invoice. We built something different: a finance system that runs your numbers to the same high standard every single month, so you can make big decisions with real confidence. That's the whole idea.

What You Get

Four things every growing
business needs. No founders
have them.

One method, every month

System

A fractional CFO sells you their hours. We built a method that runs the same way for every client we take on, so your finances never hang on one person having a good week. It's reliable infrastructure you can build on.

Every pound has a job

Structure

Twice a month we set your cash aside before it can be spent: your pay, VAT, tax, reserves and running costs. So you always know what's genuinely yours, and what's already spoken for. We call it Cash Management Distribution™.

Someone who knows your numbers

Accountability

You get a full report within 10 working days of month end, a monthly review call, a weekly check-in, and answers whenever something comes up. You stop carrying the finances on your own.

One number you can trust

Financial Intelligence

Your whole position in one place and always current: cash, coverage, allocations and what's coming next. You make today's decisions on real numbers.

The Gap We Sit In

You've outgrown your
accountant. A full-time FD is
more than you need.

You don't need another year-end filing, and paying £120,000 a year for a full-time finance director is more than the business calls for right now. We give you the bit in between, built as a system you can rely on.

Your Accountant
Fractional CFO
CMNC
Files last year's accounts, long after they matter
Rents you a senior person's hours. Scope drifts, cost climbs
A system inside your numbers every single month
Compliance and tax, and that's it
Sells you time, not outcomes
Live cash position and forward view, always current
Won't tell you what to do next
Rarely a service-business specialist
Decisions backed as they happen, built for your stage
No forward view on your cash
£700 to £1,400 a day, and £120k+ a year
The same rigorous standard for every client, at a fixed fee
The Method

Get the full picture.
Then keep it, every month.

Every engagement starts the same way, with a full diagnosis. After that, the system takes over.

I
Start Here2 to 3 weeks · £3,500 + VAT

The Financial Health Assessment

A fixed-fee, fixed-scope look at exactly where your business stands today. You walk away knowing four things for certain:

  • Your Number.  What the business needs to hit to feel stable.
  • Your Position.  What's real, reconciled, and yours to spend right now.
  • Your History.  Where your money has actually gone.
  • Your Plan.  The specific moves for the next twelve months.
II
OngoingMonthly · from £3,000 + VAT

The Control Pack

The system running every month, so the visibility you paid for once keeps compounding instead of fading away.

  • A full month-end report within 10 working days.
  • Cash set aside twice a month with Cash Management Distribution™.
  • A monthly review call, with everything written up after.
  • A weekly check-in, plus access whenever you need it.
The Results

What changes when you
finally have visibility.

Real CMNC clients, figures anonymised. The same businesses a few months apart, once the system was in place.

Client A · B2B Service Business
Revenue£900k → £1.4M
Profit£200k → £350k
Cash in bank£41k → £225k

"From no plan to a bank balance that finally matched the effort."

Client B · Founder-Led B2B
Revenue£1.3M → £2.5M
Cash received£1.6M → £3.1M
Forward viewIn control

"For the first time, growth I could actually see coming."

Client C · The Reframe
Reported£60k loss
Actual position£27k profit
DifferenceThe truth

"A year that read as a loss was a profit all along."

When It Matters Most

Built for the moments
that matter most.

Scaling fast. Buying a business. Getting ready to sell. When there's a deal on the horizon, numbers you can't fully trust stop being a background worry and start being the whole risk. We give you one clean, independent set of numbers that holds up the whole way through.

ScalingAcquiringGetting Ready to SellEarn-Out Period
Pricing

Clear pricing.
No day rates. No surprises.

If you're a founder-led B2B service business turning £1M–£15M, on Xero, and ready to run your numbers properly, we should talk. Every engagement begins with the Financial Health Assessment.

Free · Start Here
The 5-Minute Cash Health Check
A short, scored self-assessment that shows where your business stands right now. No charge, and no call needed.
Take the Check
Step One
Financial Health Assessment
£3,500 + VAT
Fixed fee. 2 to 3 weeks. Everyone starts here.
  • Your Number, Position, History and Plan
  • A full read on where you stand
  • Your twelve-month roadmap
Book a Call
Step Two · Monthly
The Control Pack
from £3,000 + VAT / mo
Tiered by turnover. Foundation, Control and Scale.
  • Monthly report by working day 10
  • Cash set aside twice a month
  • Review call, check-in and access
See if You Qualify
Enterprise
Embedded Finance
Bespoke
Scoping, implementation, then transformation.
  • Multi-entity and complex structures
  • An embedded delivery team
  • Platform and reporting build
Talk to Us

All prices exclude VAT.

Get Started

The control your business
has been missing.

Start with a quick 30-minute call. No pitch, no pressure. We'll look at where you are, see what your numbers are doing, and tell you honestly whether we can help.